Speedy Credit Reports Inc.

We will review, investigate, challenge and dispute such questionably negative credit report items as:

You will see the changes in a short period of time. 

Free Credit Reports

The amended Fair Credit Reporting Act permits consumers to request a free copy of their credit report once every 12 months from each of the three major credit reporting agencies (Equifax, Experian, Trans Union).

You can order a free credit report:

• On the Internet: www.annualcreditreport.com

• On the phone: call 1-877-322-8228

• By mail - complete the Annual Credit Report Request Form found at: 
  https://www.annualcreditreport.com/cra/requestformfinal.pdf - PDF 41k (PDF Help)
  and mail to:
  Annual Credit Report Request Service
  P.O. Box 105281
  Atlanta, GA 30348-5281.

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FICO 

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myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

LAW

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By law, you have the right to dispute negative items, if they can not verify then it most be removed from your credit reports.