Check Your Credit Report
You’re looking for inaccuracies and/or information you don’t recognize.
The Federal Trade Commission in 2013 said about 1 in 5 Americans had erroneous information on at least one of the three credit reports.
Among the surprises people have found on credit reports:
1. Collections accounts or judgments they didn’t know about. 2. Paid accounts showing as open. 3. Incorrect name and/or Social Security number. 4. Open accounts they knew nothing about. 5. Incorrect debt amounts.