The government has a legislation, the FCRA (Fair Credit Reporting Act), witch all credit bureaus should operate. All these bureaus have a relationship with most of the banks, credit cards issuers, and business that you have an account with.
All your account history will appear in either one of these three major credit bureaus. The law said that you have the right to review your credit report and you can order a free credit report each year through Anaulcreditreport.com. Also, you can buy it at any time your credit report from these three major bureaus at any time as well.
To dispute any inaccurate information on your credit report you have the right to contact the credit bureaus directly, they most fallow the law and the law is always at your side.
Speedy Credit Reports Inc. has the experience and knowledge to do this complicated it job. Working already for ten years nationwide we are one of the best solutions that can give you a hand to improve your Credit Report.